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Home > A Visit to Dept of H&W

A Visit to Dept of H&W

October 7th, 2011 at 05:12 pm

Welp, it's off to Health & Welfare today, for my wife and I. We have to report that I am unemployed so that we may get more food stamps until one of us finds a job.

Also, today, I need to call someone at the Dept. of Labor to inquire about my Unemployment Insurance that I submitted for on Tuesday. I know it has not been a week yet, but I have yet to even be contacted by someone there... The estimated UI that they gave me (tells you at the beginning of the application) was $157/wk. UGH! Not enough, but we can make it work since we will not be driving as much. Also, if I pay off the $546 left on the personal loan ($100/mo payment), that will help a lot. I'd be taking out of savings, but it may be required at this point... However, $546 is four car payments... So, it's definitely a tough decision. Don't want to take a hit to my credit, but don't want to wish I had those four payments for the car if that comes up...

I feel like CRAP having to live off the system like this... I don't like it. It's not the kind of people that we are! It also means that we have to stay in this PLACE that is toxic to our lifestyle, our faith, and our physical well-being.

Wish us luck, keep us in your thoughts and prayers, send good vibes. Smile

Posted in Debt, Personal Finance | 7 Comments »

7 Responses to “A Visit to Dept of H&W”

  1. patientsaver Says:
    October 7th, 2011 at 05:19 pm 1318007995
    1318007995

    I do wish you luck but I think at this point you may not yet be prepared, financially, to move out on your own. So maybe it'd be best to continue living under the same roof as your parents and try to minimize the discord, however you need to. You should be able to sock away some money while you're living there.

    Please don't harden your heart against your parents. If you don't now, I think there will be a time in your future when you really appreciate your parents,and so describing your time there as toxic is just going to make it harder for you to continue to live there. If your mother has an addiction(s) you probably know how hard they are to kick. So have some compassion for her, OK?

    I don't mean to come off as lecturing, but family relationships are important.

  2. Frügal Says:
    October 7th, 2011 at 05:36 pm 1318008983
    1318008983

    It's not so much my parents, as it is the presence of my older brother. You might remember some of the posts from my former blog.

  3. creditcardfree Says:
    October 7th, 2011 at 06:46 pm 1318013215
    1318013215

    Sending good vibes! You seem like you have your priorities straight and you won't always be in the situation that you are.

  4. patientsaver Says:
    October 7th, 2011 at 09:27 pm 1318022834
    1318022834

    I did read your former posts and you seemed to be blaming your parents for not caring enough for your child's safety. And i wouldn't have known about your mother's addiction unless you brought it up.

  5. Frügal Says:
    October 8th, 2011 at 03:01 am 1318042913
    1318042913

    Tis true that she does have issues, but at least we can monitor her when she has the baby. Stuff that my brother does is not so easily avoidable/manageable.

  6. dmontngrey Says:
    October 9th, 2011 at 04:45 pm 1318178737
    1318178737

    I have family issues too - but thankfully I don't live with them! Somehow it became MY responsibility (???) to make sure my mom's bills get paid. She sure doesn't care to do so. I do this with her money, not mine. I "loaned" her way too much money in the past - never again. I only mention this because she is now on unemployment due to flash flooding from hurricane Irene. I cringed at your estimate of $157 - OUCH. My mom will get $238 - impossible for her to live on, even with not many expenses. She couldn't even make ends meet with her paycheck! Forget this. Frown
    That house is toxic too. No addictions, no abuse like you deal with. It's just toxic. I swore I would not go home after college - and I didn't. I'd rather die. My brother got out, went Army, got married, bought a house, nasty divorce = back in the toxic situation. So I have very close personal dealings with a lot of what you're going through. I certainly wish you the best!

    Sorry, but I have to disagree with patientsaver here. You have your own family that you have to take care of. They come first. When you add in toxic and abusive situations, "family relationships" don't mean as much anymore. Not everyone can have a lovey dovey supportive family relationship. Frown I certainly know this firsthand.

  7. Frügal Says:
    October 9th, 2011 at 07:18 pm 1318187918
    1318187918

    Thank you, dmontngrey.

    I think patientsaver agrees about the situation, but is trying to tell me not to feel so poorly against my parents. While I do appreciate his/her advice, there is also a LOT more backstory that I just don't think belongs on this blog.

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