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Credit Limit Increased

November 26th, 2011 at 03:18 am

Due to our exceptional payment history and near-excellent credit, our credit limit with Chase Freedom (our only credit card) was increased. I did not receive notification of this, but learnt just tonight by way of checking to make sure our most recent payment went through.

This is very good news for us! Not only will this look great on our credit report, but it will also make using the card much easier! The starting limit was a measly $500. It doubled. Considering that we only spend about $700/mo, we will now be able to use the credit card without having to make multiple payments a month.

We did have to flop our budgets around. We realized we were not spending as much on baby items as we thought, so we increased our pets budget, which was much needed!

Doing pretty well for being on such low income (all things considering, besides the fact that we do not live in our own place).

Other than that, there is not much else going on in the way of finances.

We did find this awesome new body wash soap that we are using instead of bottled body wash. It is Black African Shea Butter bar soap, costs $6 at Target, is all natural, and lasts much longer than liquid bottled body wash. It also smells much better and leaves our skin much softer.

3 Responses to “Credit Limit Increased”

  1. Amber Says:

    I'll have to try the Black African Shea Butter bar soap, thanks for the tip

  2. Frgal Says:

    We also use a bath sponge to apply it, as it absorbs more soap and lathers better, thereby saving even more soap. Smile It is also more abrasive than poofs, so it helps to get rid of dead skins and blemishes.

    I sound very much like a woman right now. Ha!

  3. Amber Says:

    Yes you do, lol. Thanks for the tip

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