When I first started working this new job, I set up our Idaho credit union account to receive direct deposit. However, since then, we have gotten a BECU account.

Well, the first direct deposit (second paycheck) went to the Idaho credit union. Not a problem. Until I transferred it to the BECU account... One, I forgot to leave money in the Idaho account for our auto loan payment (through the Idaho credit union, so the payment is instant when paying from that account's checking). Second, we switched to Geico for our auto insurance and - without thinking - I gave them our BECU account info. Once that transaction went through, it sent our BECU account into the negative. ACK!

Thankfully, however, we have a little bit in savings to cover it, and BECU does not charge overdraft fees immediately. I'm not even sure what their overdraft charge is, because I paid no mind to it, as I have not overdrafted since I was 18. Whoops!

Well, glad that is taken care of. However... I need to figure out why this transfer is working on four business days to get here... It is currently in limbo - has been for two days - so hopefully it comes tomorrow.