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Let's Get Up-To-Date Here

October 27th, 2011 at 10:10 pm

It's been a while since I made an update. So here it is. Smile

Paid-off our personal loan for $520. So, that's a $100/mo payment that is gone. Thank goodness!

If you remember, our computer took a dump, so we had to use BillMeLater in order to get an iMac. Sold all the parts from the home-built PC for a total of $312.70. Didn't make that much of a profit, however, as shipping came out to be $212. So, only a $100 profit. Well, crap! That's the last time I have the UPS Store package it. Next time, we'll just go out and get some cardboard boxes and pack em with whatever.

Anyways...

Tires are a planned purchase coming up. Should be under $450 for purchase, shipping, and installation. However, I will be calling around to see if the local shops have the tires I want in stock, to see if I can save anything doing it that way.

Have been steadily donating plasma. Have missed a couple days though, so I've only made $80 from it so far. But, hey!, that's $80 I wouldn't have had otherwise! The misses is doing it as well.

Wifey is doing pretty well with her job. She hates being away from home, and I hate that she's been put in that position, but if we look at the positive - at least now we get to swap rolls somewhat. Right? Sure.

As some of you know, I've been planning to begin my delayed college career this Spring of 2012. However, I was just recently able to get ahold of someone who had some answers for me. I scored so low on my Math COMPASS test that I did not qualify for college courses. So - as they told me when I finished the test - I either have to take Math 25 or retake the COMPASS. What I was not told at the time was that Math 25 does not qualify as a college course and, thus, is not eligible for financial aid. I am not sure how much that course costs, but it is not in my interest to pay for it! However, I may get it on loans. Not sure... I will retake next week and if I do not pass, I will get it on loans (if it can be done that way). Either way, deadline for enrollment is November 15th. Right around the corner. Wish I'd known sooner!

Unemployment Insurance Decision

October 15th, 2011 at 04:08 pm

The Department of Labor decided in favour of me, and I will begin receiving Unemployment Insurance shortly.

I was hoping I would be able to receive it while going to school as well, but further research into that shows that once enrolled, I may be deemed ineligible for benefits. Well, crap...

I tried getting a position to work with my school schedule... And that's probably part of the reason I was terminated from my employer. And now... My wife is starting work, and her schedule will not work with my school schedule. So, it looks as though I will not be able to attend college full-time as planned. So the five year Bachelor will take God knows how long...

We also will not be able to move into a place. Ugh! Not sure where to go from here... I guess just count our lucky stars and pray for the best?

Workforce Assistance

October 13th, 2011 at 06:27 am

This morning, I am headed off to the Goodwill Workforce Assistance programme. Since I lost my job and my wife has yet to start her job, I have to attend this program until either, a) my wife starts work, or b) I start school. Most likely, it will be that my wife will start work soon, as she should be going in to sign papers by the end of this week.

The Goodwill Workforce Assistance programme sounds like a great one. They will assist with:
Clothing for interviews
Gas vouchers
Resume building
Job searching
etc.

My wife's father went thru the programme and - while it was dull and boring - he said it was quite helpful.

I will let you all know how it goes.

Also happening today:
Picking up baby wipes for the little one. Going a little over our budget for the month. Since we got the Chase Freedom credit card (which we pay off twice per month, and use exactly like a debit card), it seems as though we have gotten off-track somehow, as - when I was employed - I have been paying some of the remaining balance on the card with the next paycheck, rather than the current one like planned. So, somehow, somewhere, we are spending too much. This has to be taken a hold of.

On a happier note, with our Chase rewards points, we ordered:
Bodum Chambord 8-Cup French Press Coffeemaker
Bodum Assam Tea Press - Black
Bodum Anywhere 8-Oz. Travel Mug - Green
Bodum Anywhere 8-Oz. Travel Mug - Black

Sweet! We have been wanting to drink more tea, and now we can! Also, a French press makes coffee far superior to that of any automated methods (sans the super expensive machine, possibly). We can't wait! Smile

Also, take a look over to the left column. See that Personal Loan @ 15% that has a remaining balance of $546? We will be paying that off with savings once the wife secures her position. While we would rather not take from savings for this, it is a must-do if we are to survive on a lower income.

And last, but indubitably not least, today I will be selling a part of our previous computer that took a poop on us. So far, we have sold over $250 worth of items. However, I did end up losing $8 on two of the shipments, because shipping was far more than I was quoted. I will make a post after I've sold and shipped everything to analyze the actual net earnings from all the items.

Wish us well!
Peace!

Stay Frügal

Good News on the Homefront

October 8th, 2011 at 04:28 pm

Today, my wife had her interview with her former employer that she was with before we got pregnant. She was told that the position is part-time, seasonal, and is retail sales in a high-end clothing department. She was also told that they want the position to become permanent, especially since they found someone that they know will do well in that position. Unlike most retail sales, the position is not commission. It is hourly. However, their sales are kept track of and they are rewarded for meeting and exceeding sales goals. 

By the time my wife took her leave before, she was making around $8.60/hr. This position should pay around $9/hr. She has yet to receive all of the details, as her supervisor (former and would-be upon hire) is speaking with the store manager to get approval for the hire. We should know everything in a few days to a couple of weeks. So, right now, everything is guessing. So we are estimating $9/hr, 25 hours per week. She will also get full benefits. 

While this position will not pay as much as we were making before - a first - it will pay the bills. By way of donating plasma and possibly collecting unemployment, we will be able to continue our debt payoff and be on our way into a place of our own. (By the way, I will be updating the sidebar with details of our debts, credit scores, budget, and what-not. Stay tuned!)

So, good news so far! Can only get better from here!


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