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Archive for January, 2014: Blue-collar Living in a White-collar World
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Archive for January, 2014

Cashed Out PTO

January 13th, 2014 at 04:38 pm

I have an extremely rare opportunity with the company that I work for. They actually allow employees to cash out their PTO. You only need to meet the following criteria to do so:
- Must have 60 hours PTO remaining after cash out.
- Must have taken a least 40 hours PTO in past 365 days.
- Max cash out of 120 hours.

So I cashed out 110 hours and will have 60 remaining. This will help out tremendously with some of our newly-accrued debt from buying our home.

We should be picking up keys for the home today. Smile

Posted in Personal Finance, Career | 3 Comments »

How much did efficient driving save us in 2013?

January 7th, 2014 at 04:38 pm

In 2013, we drove ~9,000 miles.

The EPA est. fuel economy of our vehicle is 27/33/30 MPG (city/highway/combined). We drove mostly city miles.

Our end-year average fuel economy was 33.4 MPG.

Taking the highs and lows from

Text is this chart and Link is http://www.gasbuddy.com/gb_retail_price_chart.aspx?time=24
this chart for our area (no link for area), the average price per gallon was $3.65.

9000 / 33.4 = 269.5 gallons
269.5 * 3.65 = $983.5 spent in 2013 on fuel.

9000 / 30 = 300 gallons
300 * 3.65 = $1,095 spent if attaining only EPA est. MPG

Total saved = $111.5.

This may not sound like much. However, keep in mind: I do not make many behavior modifications to my driving. It simply consists of accelerating slower, staying at or under the speed limit, and turning the car off whenever you would normally idle, and slowing down much sooner for stops.

If you want to learn more, visit
Text is CleanMPG.com and Link is http://cleanmpg.com/
CleanMPG.com

Posted in Saving Money | 2 Comments »