As a 20-something married couple with a toddler, we are using what we know about our mistakes, to further our knowledge in frugality. With our working class income, we strive to achieve the dream of owning our own business. Join us in our journey toward Financial Freedom!
Updated January 16th, 2013 Debt - Beg. Bal. - Cur. Bal. - Min. Payment
Auto Loan - 4,184 - Paid-off
Student Loan - 3,234 - 700 - 51
Chase CC - 996 - Paid every month
Target REDcard CC - Paid every month
Amazon.com CC - Paid every month
REI CC - Paid every month
BECU Visa - 600 - 25
Amazon.com Store Card - 740
BillMeLater - 4,100
Total = 5,440
Guess who just crossed over into Graceland? Oh, yes! That's right! CreditSesame updated me this morning, informing me that my credit score is now Excellent (according to Experian).
I thought I read in the forums that you are considering opening a restaurant. Are you planning on taking out loans for that? Be careful of extending your credit just because you have it...
In the future, BuckyBadger. If you read that post, you'll note that we have yet to begin saving for it, because of these debts. Provided everything goes according to plan, we will be saving a lot more money soon.
And we are still young. We have time. I will be only 25 next month. Good thing we are starting now!
Oh! The italics weren't meant for anything. I usually bold names. It is just to get the attention of the person I am addressing, so they don't miss it.
And yes, the blog has suffered some, unfortunately. I'm just not a fan of blog posts saying, "Hey! We deposit $137 into savings today!" Haha. I would rather my posts be of somewhat importance.
January 7th, 2013 at 04:44 pm 1357577074
January 7th, 2013 at 05:31 pm 1357579880
January 7th, 2013 at 08:09 pm 1357589387
January 7th, 2013 at 08:38 pm 1357591098
And we are still young. We have time. I will be only 25 next month. Good thing we are starting now!
January 7th, 2013 at 08:55 pm 1357592155
I just worry a bit when people obsess about credit scores. No offense intended.
January 7th, 2013 at 11:33 pm 1357601580
And yes, the blog has suffered some, unfortunately. I'm just not a fan of blog posts saying, "Hey! We deposit $137 into savings today!" Haha. I would rather my posts be of somewhat importance.
January 28th, 2013 at 03:32 pm 1359387128